Wondering if anyone has a guess from past experience or knowledge…..of how much insurance would be for a scooter with the specs. below per month on avg….lets say in wisconsin
Engine:
Single Cylinder, 4 Stroke,150cc, Air Cooled
Dry Weight:
205 lbs.
Wheels:
Aluminum
Speed:
60+ Mph
Transmission System:
4-Speed Automatic Transmission
Ignition Type:
CDI
Clutch:
Dry Centrifugal
Maximum Power:
6.5 kw /7500 rpm
Battery:
12 volt
Dimensions:
(LxWxH): 74″ x 29 x 41 ”
Seat Height:
30″
Wheel Base:
51″
Ground Clearance:
4″
Brakes:
Front Hydraulic Disc Brake
Suspension:
Rear Mono Shock
Fuel Efficiency:
65-70 Miles per Gallon
Fuel Capacity:
2 gallons
Engine Oil Capacity:
650ml SAE20W/50
Max Load :
275 lbs.
Battery:
12V 7A
Other Features:
PARTS & SERVICE MANUAL, Remote Start and kill, Rear Disc Brakes, Alarm, Headlight), Free Rear Carrier
“yeah like 3 feet high napoleon”
lol
So much depends on your driving record, age, location (not just state). I pay about $80 per year but I have a 80cc scooter.Just call whomever has you insured now, if they don’t handle motorcycles/scooters they will know who does.
Term life rates are a major boon for those who are on the lookout for cheap life insurance policy. We are all aware that death has no plans. It can strike anybody, anywhere at any time. While the scenario is not oblivious in anybody’s mind, not every one can afford a permanent life insurance policy especially if they are young or of the lower income groups. Affordable term life rates make it a possibility for everybody who wishes to support their families in case of death. Term life insurance runs for a certain time period during which the person availing it is to pay a considerably cheaper premium, which is also fixed for the entire term.
Getting the best Term Life Rates would still be a challenge because of the various factors involved in calculating an insurance premium. Your best bet is to stay informed and stay attentive. Many people have been lured into purchasing term life insurances by holding the cheap bait in front of them, when in reality these policies do not extend to a lot of scenarios. In addition, even if you come across a cheap term life quote, there is every possibility that you might not qualify for that quote because the companies have several criteria they need you to fulfill before they can offer you their cheapest best. You would end up paying more if you have higher risk factor as determined by the company.
Cheap term life rates are offered to those who are in the lower risk of actually having to claim the insurance. So, to look good in the eyes of the insurance company so that they can offer you the best possible rates, one thing you can do is clean up your driving record. Granted, it would take time, but you will have to do it sometime, plus people with clean driving records are given nice discounts on their insurance premiums whether it is term life, permanent life or even auto insurance policies. If you are from a family that has a history of cancer, there is every chance that your term life rates will hike. On the other hand, if you have a family history of high cholesterol, you can always show your insurance agent that you have a healthy record of cholesterol levels if you do. In the case of cancerous family history, you can take a term life insurance for a smaller term just till you reach the state where you can afford full benefits. There is always a conversion option available with term life insurances that will let you convert to permanent life insurance or to extend your term. Possibility of availing the conversion option could result in a slight raise in your premium. You can get the best term life rates if you spend some time looking and more time evaluating the quotes and offers in front of you.
You may have a number of questions regarding loan modifications and how they can help you avoid foreclosure. Loan modifications have been all over the news lately. President Obama has passed major, historic legislation giving homeowners more access to loan modifications; the California legislature has also passed legislation promoting loan modifications.
Here are some questions and some answers for loan modifications:
Q: What is a loan modification?
A: A loan modification is an agreement between a lender and a borrower to change the original terms of a loan in order to make payments more affordable. For homeowners, a California loan modification could be a way to stay in their home. A loan modification attorney can be a major asset when trying to get a loan modification.
Q: How can a loan modification be accomplished?
A: There are actually a number of different ways to get a loan modification. The interest rate on a loan can be either lowered temporarily, or permanently set at a lower rate. An adjustable rate could be set to a fixed rate. The term of the loan could be changed, from say 30 years to 40 years. There could be a principal reduction of the loan amount. There are other ways and you could also have any combination of options. All of this is geared towards lowering your monthly payments and making your mortgage more affordable.
Q: How common are loan modifications?
A: As the real estate crisis continues, loan modifications are becoming increasingly common. Loan modifications have been around for a very long time, but only when many people are in danger of losing their homes does everyone begin to ask questions. Some think loan modifications are a new invention, or a scam, but people with mortgages have been getting loan modifications for quite a while.
Q: Does the federal of California state government play a role in loan modifications?
A: As so many people are suffering due to the economic crisis, President Obama and the California legislature have passed various laws pressuring lenders to offer loan modifications. Lenders are not opposed to loan modifications, especially at a time when so many Americans are facing foreclosure. A foreclosure hurts the banks’ bottom lines, and the industry has already seen hundreds of billions of dollars in financial loss due to the mortgage crisis. California passed a law in 2008 promoting loan modifications, and in early 2009 President Obama wasted no time in helping people get the loan modifications they need to stay in their homes. With Freddie Mac and Fannie Mae in serious trouble due to foreclosures (both of which are federal entities), it behooves the federal government to act that much quicker in saving people’s livelihood.
As you can see, there is a lot of information out there on loan modifications, and many people are unaware as to whether or not they qualify. If you are facing foreclosure or facing another financial crisis, contact a qualified California home loan modification attorney today and get “in the know.”
