June 30th, 2009 by The Rider
Does a “Power Pipe” void your 50cc scooter/moped Insurance in the U.K?
I’ve heard it has and I’ve heard it hasent, also is it any different in Northern Ireland to Mainland U.k, as we dont need to do a CBT in Northern Ireland.
Thanks in Advance
Guaranteed yes, it’s also a magnet for being pulled over by the police – just not worth the bother.
June 30th, 2009 by The Rider
When you’re out riding your motorcycle, do you wear a helmet? If you answered No to this question you should reconsider your reasoning for not wearing one. Truth be told, the motorcycle helmet is a very important piece of equipment that all motorcyclists should wear when they ride for a number of reasons. Some of the reasons for wearing one include protection, comfort, and legal reasons.
One of the most important reasons why motorcyclists wear helmets is because they help protect you if you happen to crash while riding. They are not guaranteed to save your life or prevent you from serious injury every time, but they will certain help your chances most of the time. Helmets are designed to protect your head in the event of a fall or crash. This is made possible because motorcycle helmets are made from tough and durable materials that are made to hold up in high impact collisions. Helmets are tested and retested to make sure that meet certain standards so that they are safe for riders to wear. Protecting yourself while you’re riding is very important, so that is why it is just as important that you equip yourself with the proper safety equipment, including helmets.
Another reason why motorcycle helmets are so important is because they help keep you comfortable on your motorcycle ride in a number of ways. First off, if you’re riding in cold temperatures, helmets will help create a shield against the wind which will help keep you warm, or at least you will not be directly exposed to the chilling wind. Full face motorcycle helmets will provide the best protection against the wind and rain since they cover your entire head, including your face. So if you’re wearing a helmet, you’re more likely to stay warm and comfortable in cold riding conditions than if you weren’t wearing a helmet.
Finally, another obvious reason for wearing a helmet is that it may be required by law. If your state is one of the states that has a helmet law, then you already know that it is illegal to not wear a helmet while riding. In this case, the question of whether or not to wear a helmet is pretty simple since you only have one right answer, unless you want to get fined. Some states do not require that helmets be worn while riding, but it is still strongly suggested that riders wear helmets just to be on the safe side.
If you’re questioning why you should wear a motorcycle helmet, hopefully we’ve given you a few good reasons for wearing a helmet and you’ll consider doing so whenever you ride. After all, you’ll be much more safe, comfortable, and if your state has a helmet law, legal.
Marine Insurance Agency, Jacksonville NC
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June 29th, 2009 by The Rider
Motorcycles are generally bought from automobile shops and reputed brands are on display. All that one has to do is to go to one of these larger or famous shops and make a choice. Generally the buyer is already having a specific brand in mind while going in for an investment but there are a few others who would like to base their decision on the models that they see before they decide on which one to put their investment in. Ever heard of a custom built motorcycle? Not many might have heard of custom built motorcycles, which are entirely built in the garage of the owner with a number of modifications and attachments. Honestly these people dare to do something that is exclusively out of the ordinary. And whoever ever heard of an insurance company providing custom motorcycle insurance to these motorcycle lovers?
Custom motorcycle insurance generally demands a high premium. The company provides coverage to the owner of the motorcycle at a premium price. It would be extremely difficult to understand for the insurance company if copper or brass was used in the assembly of the product. The companies use the term ‘tricked out’ in the insuring of these custom motorcycles because what may actually look more than flashy and gorgeous would be nothing but plain and elaborate tin work. Insurance companies have a way out of this problem as well – they insure the driver and the pillion rider for just the damages and accidents but not for the vehicles.
Replacement costs of these motorcycles are also incredibly high. Many insurance companies are not willing to provide for these costs particularly when the custom built vehicle is either damaged or lost. Insurance companies do not have an invoice based on which they can calculate the insurable value since these vehicles are built and refurbished exclusively by the owners with the help of avid experts and technicians. State regulations require such motorcycles to be put on a safety test either annually or half yearly basis so that vehicle is certified to be on the road. Insurance companies will require that the vehicle be appraised by a certified assessor or valuer before suggesting a policy for custom motorcycle insurance.
In a nutshell, it is difficult to find an insurance company willingly coming down half way to hand over a custom motorcycle insurance policy for you. The costs of just determining the value of these custom built motorcycles actually is a cause for concern for them. You will have to ask your insurance company for a specialized quote to clear the first legal hurdle before putting your vehicle on the road.
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Cincinnati Biker Attorney Explains the Best Motorcycle Insurance To Protect Bikers
