October 29th, 2009 by The Rider

motorcycle registration question?

i have a bill of sale, salvage title, and frame for a motorcycle. the title is from ohio, state issued to nationwide insurance company. title has my seller’s name printed in the new ownership block with no space for another owner transfer. if i can’t find this guy, will FLORIDA let me get this bike registered with his name printed on the title but with his matching signature on both the title and the bill of sale? if i do find him and he sends the title off to ohio for a reissue in his name and gives it to me, will FLORIDA let me register this bike if it had an out of state SALVAGE title?

I live in Florida, went threw something similar…The last reg owner died. If you have the bill of sale, go down to your local court house, go to the Clerk of Courts office, and tell them you need to file for a “Declaration of ownership” and explain them the situation. You will then have to go in front of a judge, provide the information, he will then court order a title for it. Then you simply go down to the tag/title office, and get it put into your name. It sounds complicated, it’s really not, but the whole process will run you about $350-$500, due to court costs, the title, registration, etc.

REGISTER TO BID ON INSURANCE SALVAGE AUCTIONS

October 27th, 2009 by The Rider

Is motorcycle insurance required in Canada? BC and Yukon to be exact.?

And if so, is there a certain kind of insurance that i need? Can i go basic or do i need all the bells and whistles too?

Do you live in BC (or the Yukon)? Or are you just traveling through (tourist)?

If you live in BC, you’ll need to get the basic insurance from ICBC (who also register your bike). Additional insurance can be through ICBC or a private company.

I’m not sure what the Yukon requires.

If you’re from out-of province, you’ll need proof that you are insured in your home country/province/state.

October 26th, 2009 by The Rider

Helpful Hints for Insuring Your Motorcycle

In many states, it is mandatory to have insurance on your motorcycle. In addition to covering any loans on the bike, the insurance is designed to cover medical bills for personal injury as well as for collision costs. Even if motorcycle insurance isn’t mandatory in your state, it is still a good idea to have it. You never know when you may need it. Many people think motorcycle insurance is too expensive to have, but it is really affordable. There are some great tips to help you get the best possible rate.

If you haven’t taken a motorcycle safety course, you should. Not only will it help you become a better motorcycle rider, it will also help you earn a discount on your motorcycle insurance. This is because motorcycle companies feel an informed rider is less likely to make common mistakes or to indulge in reckless behaviors. If you currently have any kind of insurance on your home or other vehicles, that particular company will likely offer you a significant discount on insurance coverage for your motorcycle.

When comparing motorcycle insurance rates, make sure you are comparing apples against apples. This simply means you should only compare the cost once you have determined what the insurance covers. Ask for information about he dollar amount of coverage as well as the deductible amount. A deductible is the amount you will have to pay out of pocket for each claim filed before the insurance will pay the remainder.

If you are able to store your motorcycle inside a storage unit or garage, then do so. Most insurance companies will give you additional discounts for your motorcycle being in a secure location that reduces the chances of it getting hit, vandalized, stolen, or damaged by the natural elements. Many insurance companies will give you an added discount if you won’t be riding your motorcycle during severe winter months. This is a great option for those of you who live in colder parts of the world. However, keep this coverage in mind because you will likely be tempted to get that bike out when a warm spell appears for a few days during the winter months.

Keeping a clean driving record both in your motor vehicles and on your motorcycle will save you a great deal of money on your motorcycle insurance. Insurance companies love to reward those who have remained a low risk. They also want to keep your business. If you have paid your premiums on time for six months and have not have any claims or moving violations, then contact your insurance company and ask for them to review your policy for a lower price. Many insurance companies will automatically do this upon renewal of your policy, but if you have an annual policy then you should contact them after six months.

If you are just learning to ride a motorcycle but don’t have a valid motorcycle license yet, you may want to consider purchasing Learner Motorcycle Insurance. This is a great way to ensure you are covered in the event of an injury or accident. While this type of insurance is going to cost you more than basic motorcycle insurance, you can’t put a price tag on safety.

The internet is a great place to look for motorcycle insurance as well. Some insurance companies don’t offer motorcycle coverage while others specialize in it. The internet gives you a convenient place to enter your information once and then receive quotes by email from various insurance companies. This definitely reduces the amount of time you will spend on the process as well as allows you to easily compare rates.

Having motorcycle insurance is a good idea regardless of it being mandatory in your state or not. While operating any type of motor vehicle comes with a risk, you can help lower the financial risk involved in operating one by covering the cost of damages and medical expenses should you be involved in an accident.

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