Can I use my motorbike No Claims against a car, and still use my motorbike?
A friend of mine has been quoted a huge amount for car insurance and as I don’t have a car, but have 4 years no claims on my motorbike, I was going to insure it for him (with him as a named driver) and use my bike no claims…..can I do that?
1. the NCB can only be used on one MOTORCYCLE at any one time and does not extend to any other bikes or cars you might have
2. bike no claims cannot be transfer ed to cars anyway
3. if you insured it in your name when he was the real main driver you would be committing fraud know as Fronting” which is a criminal act
4. you cannot be the main driver on something that you don’t own and are not the registered keeper of
Unfortunately there are many reasons why you cannot help him even if you really want to.
Michigan Medical Expenses|Michigan No-Fault Insurance Lawyer
We’re all familiar with the stereotype: A motorcyclist who pays no attention to the rules of the road, driving too fast, weaving in and out of traffic, causing a traffic hazard to the cars on the road because the bike is so hard to see. It’s no wonder, then, you think, that motorcyclists are so much more likely to have a serious or fatal accident than those driving cars.
Statistics, however, present a different story. Up to two-thirds of motorcycle accidents involving another vehicle occur because the other driver didn’t grant the proper right-of-way to the motorcycle. All too often, drivers are simply unaware of the rights of cyclists on the road. In these cases, when a motorcycle accident is due to the negligence or carelessness of the other driver, you might be able to pursue a personal injury lawsuit.
Fault can be notoriously difficult to establish in traffic accidents, so it’s important to acquire the services of a personal injury lawyer who’s experienced in traffic cases. Not only will an experienced personal injury lawyer know how to present your case favorably in court, but he will also have a good idea of what costs are associated with damage to your vehicle, as well as medical bills. Insurance companies tend to pay what they think is an appropriate cost. This is rarely enough to cover the actual costs of repairs or medical care.
Some examples of damages you might be able to collect in a personal injury case of this kind include:
Replacement or repair costs for your vehicle
Cost of medical care, including hospital visits and long-term physical therapy or other care, if necessary
Reimbursement for lost wages due to time off from work to recuperate
Rental cost for a replacement vehicle while yours is being repaired
Reimbursement for future lost wages due to permanent disability from your injuries
An experienced personal injury attorney can help you make your case and get you the settlement you need to get your life back on track after a serious motorcycle accident.
About the Author
If you have been injured in a motorcycle accident in the West Palm Beach, Palm Beach County, or Port St. Lucie, Florida area, please contact Craig Goldenfarb, P.A.
Michigan Wage Loss Claims |Disability Insurance Car Accident
auto/motorcycle accidents & both parties have no insurance ?
what to do when both/all parties have no insurance involving auto & motorcyle accidents in Washington state
This is not a problem except to those involved. One or both can cover their own damages, sue in small claims court or sue in full court. It’s only a problem if you don’t have the state mandated insurance and someone makes an issue of it, which can be very expensive if a person has been injured. So if you have heavy hospital bills, have been hit by an uninsured person, and don’t have coverage that protects you from uninsured/underinsured drivers, you’re screwed.
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