Where can I find cheap motorcycle insurance in florida?
I am looking to finanace a bike, and need to find some insurance. Most of the quotes I have gotten have been at least $400 a month. I am trying to find something a lot cheaper. Do you have to have full coverage when financing or can you just get basic coverage like collision or something like that?
WOAH! Sounds to me like you’re looking to insure a “crotch rocket”!!
Back up, re-group and reconsider buying a cruiser. Your age and riding experience (ON THE ROAD) count a lot also.
A good rule of thumb is to remember this: the closer you have to get to the horizontal position to ride the bike, the HIGHER your premiums will be! So, the closer you come to an upright riding position, the LOWER your premiums will be.
Yamaha had a program that if you finance LESS than $10,000 – they were NOT requiring physical damage insurance. YOU are STILL responsible for the damage (AND the loan value) if something happens to the bike. You are actually “self insuring” which is the CHEAPEST way to go, but, not always the most economical!
Look around for an independent agent in your area that specializes in bike insurance. In FL, look for the Specialty Insurance Agents logo and you should be able to find someone to help! There are several companies that specialize in or have competitive M/C insurance rates – Progressive, Dairyland, AIG, Foremost, American Modern Home, GMAC (in some States) just to name a few. The is also an internet provider that is something like BIKELINE (sp?)
Good luck, ride RESPONSIBLY and I hope this helps!
Motorcycle ride to benefit Red Cross set for April 10
To help the American Red Cross of Northeast Tennessee replenish funds used to provide emergency shelter, food and clothing to an inordinately large number of people who were displaced by the rash of house fires that occurred across the region this winter, Northeast Tennessee Harley dealers and other area businesses have joined forces to sponsor a benefit “Ride for the Red.” Allstate Insurance John Knecht Agency – Insurance in Saint Charles, MO
The people who live in New Orleans CHOSE to live in a prone flood zone. They CHOSE to live in a prone hurricane area. They CHOSE not to have insurance on their homes, businesses, cars and property. They were TOLD to leave ahead of the storm…they didn’t. Those who remained LOOTED an estimated 1.2 BILLION dollars in merchandise.
So far, over a BILLION dollars in aid has been ‘lost’ or misappropriated.
Over 75% of all FEMA cards were used to buy things other than items needed for daily survival needs. (one guy bought a new motorcycle with stolen FEMA cards)
So, why should I help in any way? Why should I feed the greed? Why should I donate money when the chance is 47% that my money will not make it to someone in need?
Why isn’t anyone as furious about this as I am?
I am not sure where all of your information is from but here are a few bits I feel that you know about the New Orleans area.
1. Most individuals in New Orleans area had flood insurance. About 67% of the total homeowners. One of the highest insured rates in the country.
2. Not everyone looted in New Orleans. People here are hard working and honest for the most part. There are 10 – 20 thousand bad apples in a city of about 500,000 before Katrina.
3. When you address the FEMA cards you are only addressing a small portion of FEMA monies. Most people who didn’t go to shelters had their money deposited like most people into a bank account. THe highest fraud would come from the most dispensable source of funds. Prepaid credit cards. Also it is important to note many people drove hundreds of miles to apply at shelters for disaster relief. People not from New Orleans. So are New Orleanians responsible for other state’s fraudsters?
4. As far as the people that didn’t leave. If they were young, capable, or able to leave , then they should have and I have no sympathy for them.
My sympathies are clearly with the individuals that COULD NOT leave. Not the individuals that WOULD NOT leave.
Just make sure you use that distinction when thinking of New Orleans.
5. Many people are furious about many things. Mostly because this is a huge problem. You can drive for 3 hours east of New Orleans International Airport (MSY) and still have massive amounts of destruction. So massive amounts of money and time will be required to solve this problem.
6. When looking at this issue it is also important to not the impact the federal goverment has had in the over all causation of the issue in New Orleans. Political fighting in the U.S. Army Corps of Engineers for almost half a century caused poor descions to be made covering the Mississippi River Delta and the Louisiana Coastline. Also look at the impact of Federal projects like the Mississippi River Gulf Outlet. The federal goverment and the commerce from the states North of Louisiana are partly to blame for this catastrophe. For 50 years Louisiana has been screaming about the damage being done to our coast due to reckless operations in controlling sedimentation and hydrology in the marsh and Mississippi river systems.
Louisiana to say nicely was raped for 50 years to produce a naviagble port and oil revenues to the federal goverment.
7. I always evacuate and if you watch this video you will see why you should as well.
